Existing Products A nosedive into retirement		The Payden/Wilshire Solution A smooth landing into retirement…
	US only portfolio		Global Diversification
	Static Allocation		Dynamic Asset Allocation
	Un-Managed Cash		Inflation Protection
	Only In-House Funds		Open Architecture
	Low Equity Exposure		Balancing Accumulation with Preservation
	Holding Overlap		Style Purity

Payden & Rygel has introduced the Payden/Wilshire Longevity Funds, the next generation in target date funds. Our target date funds take advantage of a proprietary system from Wilshire Funds Management, a business unit of Wilshire Associates, developed to address the challenges of investing retirement assets. The Longevity Funds have long-term investment policies that manage participant portfolios for a lifetime. How? By investing portfolios more dynamically before and after the retirement date is reached.

Recognizing what retirement investors need most in target date funds – lifetime portfolio management – Payden and Wilshire have partnered to open up a new frontier. This partnership brings together the strengths of both companies to offer next generation solutions to target date retirement portfolios

Target maturity funds are diversified asset allocation portfolios that rebalance periodically over time. While they all intend to manage investors’ asset allocation policy as they move towards retirement, it is important to keep in mind that not all target maturity funds are designed the same. Differences in asset allocation policy could have a significant impact on an investor’s ability to fund their retirement income needs